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Northeast OH – The Stop Foreclosure Institute recently received a question from Phil. Here is Phil’s Question. “I am a California Resident but have 3 distressed Florida Properties pending foreclosure. Under Florida law a creditor cannot garnish wages. Will investor pursue deficiency? If yes, will they follow FL or CA law? Thanks, Phil.” . . . → Read More: Northeast OH Short Sales: Can I Short Sale Investment Property Without A Deficiency?  Leave a comment  Cleveland short sales  Avoid Foreclosure, California Resident, Creditor, Debt Collectors, Deficiencies, Delinquent Debt, Financial Statements, Florida Law, Florida Properties, Garnish Wages, Hanging Up The Phone, Harassing Phone Calls, Incompetence, Investment Property, Investor, Lawyer, Legal Question, Legal Trouble, Lenders, Stop Foreclosure Northeast OH – Many of the short sale sellers we help are selling their home to avoid foreclosure. In addition, they are receiving lots of harassing calls from debt collectors. These debt collectors seem to think that if you call someone with no extra money, then you can still get them to pay. Here . . . → Read More: Northeast Ohio Short Sales: Debt Collector Calls – How Can I Stop The Harassment? I recieved the following question: I have been working with my mortgage company since 6/2009 on home modification. In 9/2009 I received a letter stating I was approved for the modification and should receive the solution package in 5-7 bus. days. I never received it and after hundreds of calls to the Mortgage company I received a letter on 12/17/09 stating I was denied and in default of over 12,000.00 & facing foreclosure. I started Chapter 7 Bankruptcy and now mortgage company is telling me they can complete the modification if my lawyer sends them a letter of affirmation. I have no idea what this means or what to do.> . . . → Read More: Should I reaffirm my mortgage after bankruptcy- letter of affirmation One comment bankruptcy Ace, Amp, Bankruptcy Mortgage, Chapter 7 Bankruptcy, Deal With The Devil, Debt Relief, Economy, Facing Foreclosure, File Bankruptcy, Gerbil Wheel, Lawyer, Legal Advice, Letter Of Affirmation, Losses, Mortgage After Bankruptcy, Mortgage Bankruptcy, Mortgage Company, Solution Package, What This Means, Wheel |
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