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Wells Fargo or Hells Fargo

LoanSafe.org or posted this video and it is hilarious unless you feel like you are going through Loan Modification hell.

Unfortunately the same scenario of faxing and refaxing  and refaxing and waiting on hold long periods of time only to get a rep in another country who can’t speak English and has no . . . → Read More: Wells Fargo or Hells Fargo

Short sale greed! FDIC INDYMAC ONEWEST GOLDMAN SACHS

The following is a nice little video describing some very the typical FDIC nepotism that is costing Americans massive amounts of money and is siphoning trillions directly into the pockets of the mega mega wealthy.

The good news is that if your bank is Onewest they do have a huge incentive to do a . . . → Read More: Short sale greed! FDIC INDYMAC ONEWEST GOLDMAN SACHS

Should I reaffirm my mortgage after bankruptcy- letter of affirmation

I recieved the following question: I have been working with my mortgage company since 6/2009 on home modification. In 9/2009 I received a letter stating I was approved for the modification and should receive the solution package in 5-7 bus. days. I never received it and after hundreds of calls to the Mortgage company I received a letter on 12/17/09 stating I was denied and in default of over 12,000.00 & facing foreclosure. I started Chapter 7 Bankruptcy and now mortgage company is telling me they can complete the modification if my lawyer sends them a letter of affirmation. I have no idea what this means or what to do.> . . . → Read More: Should I reaffirm my mortgage after bankruptcy- letter of affirmation