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How Long Does It Take For My Credit To Go Back To Normal After A Northeast OH Short Sale?

Northeast OH – The Stop Foreclosure Institute recently received a question from Sammy. Here was his question.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

“I like your blog post about how to get out of paying a deficiency. However, how long will it be on your credit report before your life goes back to normal? I would like to resolve the deficiency but the attorney/collector doesn’t seem willing to budge from the full amount.

I’ve even had an attorney friend of mine contact them and try to negotiate something and they still wouldn’t budge. Sammy.”

Here is the answer to his question. If you are dealing with a lawyer that is directly representing the lender, then you will have a tough time. They have to negotiate hard to justify being paid $150 an hour.

Be happy you have a short sale on your credit. That usually affects you for 2-3 years. A foreclosure will usually affect your credit for 5-7 years.

If your goal is to improve your credit, then you can often get the negative reports removed by disputing them. We have put together entire blog posts about how to fix your credit.

Scroll down this blog to read them. You have a good chance of disputing off any negative items on your credit report.

Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (440) 348-5500

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northeast OH loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Andy Morris.

Andy is a Real Estate Broker at Realty Trust Services. Northeast OH Short Sales Realtor:

Phone: (440) 348-5500.

View My homes for sale at

Andy Morris specializes in loan modification assistance and short sales in Northeast OH. Northeast OH Modification Help, Northeast OH Short Sales, Northeast OH Short Sale Realtor, Northeast OH Short Sales. Northeast OH Realtor, Northeast OH Stop Foreclosure, Northeast OH Foreclosure Prevention, Prevent Foreclosure Northeast OH, Northeast OH Foreclosure Defense, Northeast OH behind in Payments.

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